University of Indianapolis

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Human Resources

Employer Sponsored Benefits

Accidental Death & Dismemberment Insurance

The University provides AD&D insurance for regular full-time employees and the total cost of this benefit is paid by the University. The benefit amount identified below is equal to the life insurance coverage selected and covers accidents that occur either at or away from work, resulting in loss within 90 days of the event. The AD&D coverage only insures the employee and is not effective during a period of time that insurance premiums are being waived due to disability.

Basic Life Insurance

The University provides two group term life insurance plans for regular full-time faculty and staff. Employees may elect coverage equivalent to two times annual salary to a maximum of $250,000 or flat $50,000 coverage. The full cost of this benefit is paid by the University. The effective date of coverage is the first day of the month following 30 days of employment. The basic coverage decreases incrementally beginning at age 65 and is discontinued upon termination. Conversion to a personal policy is available at the time of retirement or termination from the University.

Health Savings Account (HSA)

A tax-advantaged medical savings account through the HSA Authority is available to taxpayers who are enrolled in a High Deductible Health Plan. The funds contributed to the account are not subject to federal income tax at the time of deposit. Unlike a flexible spending account (FSA), funds roll over and accumulate year over year if not spent. HSAs are owned by the individual.  Funds may be used to pay for qualified medical expenses at any time without federal tax liability.

HSA/FSA/Dependent Care Portal — marketplace365accounts.com

2020 Monthly Employer HSA Contributions

Employee $41.67
Employee & Spouse $83.34
Employee & Child(ren) $83.34
Employee & Family $125.00


2020 Biweekly Employer HSA Contributions

Employee $20.84
Employee & Spouse $41.67
Employee & Child(ren) $41.67
Employee & Family $62.50

Long-Term Disability

A group long-term total disability insurance program is provided for regular full-time employees. Benefits under this program begin after six months of continuous total disability. You may receive 60% of your covered monthly earnings up to a monthly maximum benefit of $10,000. The University provides full-time employees with long-term disability coverage at no charge to you and enrollment is automatic.

Long Term Disability Certificates of Insurance

Medical & Pharmacy Insurance

The University offers a comprehensive and competitive medical insurance program for eligible employees and their family members. The plan provides basic medical/surgical coverage and major medical protection. New employees have 30 days from the date of employment to enroll in the health plan. The effective date of coverage is the first day of the month following a 30-day waiting period. Changes may be made annually at open enrollment in the month of February. Pre-certification is required for hospitalization, surgery, and certain outpatient procedures.

Medical Plan Overviews

Certificates of Coverage

Health Plan Resource Guides

Preventative Health Services (Covered at 100%)

Prescription Drug Information

LiveHealth Online

Healthcare Bluebook